Skip links

Services

We specialise in mortgages and protection. Here you’ll find a little more information about the different types we can help with, but nothing is too big or small and no situation is too complex for us to consider!

Mortgages

We offer a comprehensive range of products from across the market. We have access to thousands of mortgages and the qualified expertise to help narrow it down for you.

This service will always be fee-free as, just like all mortgage brokers, we receive a fee from the lender if you take out a mortgage and so simply see no need to charge you anything too!

Your home may be repossessed if you do not keep up repayments on your mortgage.

  • First-Time Buyers
  • Home Movers
  • Remortgages
  • Help-to-Buy Remortgages
  • Shared Ownership
  • Buy to Let
  • Holiday Let
  • Specialist Mortgages

(Such as for the self-employed or those earning in foreign currency for example.)

Insurances

As well as arranging your mortgage, we feel the responsibility to ensure you and your home are protected. Our discussions should include talking about the following types of insurance, and through a variety of insurers we can look at providing solutions for these too.

Again, we’re paid a commission if you accept our recommendation.

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Buildings & Contents (Home Insurance)

What people say

This is what people have had to say about using Houz Mortgages…

Testimonials

I happened upon Houz by accident when undertaking research and I'm so glad I did. Ben has been an immense source of knowledge, guidance and support throughout the process of purchasing my first home. Even with things that were outside of his role, he was still willing to help answer questions about anything I didn't understand. Ben made sure I got the best rate possible, and updated this when the rate dropped - to make sure I got the best deal. I cannot praise and thank Ben enough for all of his support through this process and I would highly recommend Houz Mortgages to anyone who is needing mortgage services.
Leah Evans
Leah Evans
10. November, 2023.
Ben was great, super helpful and friendly. Arranged a mortgage which met our needs.
dave stevens
dave stevens
8. October, 2023.
Excellent service. Extremely useful, friendly and approachable. Professional and supportive throughout the whole process of getting a mortgage, home insurance and life insurance. Ben has been amazing! Would recommend to any looking for mortgage and insurance advice.
J Mayes
J Mayes
30. August, 2023.
How easy was that? Thanks Ben! At a time of unprecedented turbulence in the mortgage lending world, Ben calmly steered us through our re-mortgage, and took away all the stress and hassle. Ben took his time to understand exactly what we needed out of the process, and quickly found us an excellent product that matched our needs. Working quickly, he then secured us a great offer, before the rates crept up again. Ben's extremely knowledgable, and knows the sector inside out. He's also a bloomin' nice chap. I have absolutely no hesitation whatsoever in recommending Ben if you're looking to work with an honest, hard-working and knowledgable mortgage expert.
Rob Johnson
Rob Johnson
4. August, 2023.
After doing some exhaustive mortgage hunting, I decided to reach out to a broker. Houz Mortgages caught my eye as a local broker with a solid reputation and no fees, and I'm very glad I went with them! They went above and beyond to not only find a suitable deal for me, but to keep me informed, help me make a decision when I found myself limited by my choice of solicitor, and even help get completion done in time by reaching out to my lender.They were available through WhatsApp every step of the way and they most certainly made the past few months a lot less stressful than they would have been had I dealt with it all myself. Thank you!
Rick (Riari) Mann
Rick (Riari) Mann
3. August, 2023.
Excellent service, works for the client, gets best deal on the table, explains process thoroughly, highly reccomend, will be using again for further needs and help
Steve Podesta
Steve Podesta
25. July, 2023.
As first time buyers we struggled at first to get our heads around the mortgage process. Ben was a huge help in aiding us in applying and getting our mortgage. He found us the best rate and was always on hand to help. Any time of the day, he would respond to queries and support with any issues we had, from first applying for our mortgage to eventually us being days away from getting our keys, putting us at ease and making the process simple and easy. If you are in need for a professional mortgage broker then give them a call. Thank you
Joe Glover
Joe Glover
19. July, 2023.
Ben helped us with our mortgage and made the whole process very easy. He is very responsive and knowledgeable, made us feel very informed and at ease. Look no further for a professional mortgage broker. Thank you!
Rebecca Collingridge
Rebecca Collingridge
12. June, 2023.
Ben was really helpful and gave us the best advice into which rates and mortgage suited us. Furthermore going above and beyond to find out additional information or point us in the right direction for more information. Also informing us throughout of the application of better rates and continuous communication to keep us informed. Thanks Ben for all your help
Sonal Patel
Sonal Patel
15. May, 2023.
I had a fantastic experience with Houz mortgages buying my first home. Ben helped me get the best deal available and was always available to talk to if I was unsure about anything. Il will absolutely be remortgaging with them when the time comes. 10/10
Ben Rayton
Ben Rayton
29. March, 2023.