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Welcome to
Houz Mortgages

Where mortgage advice is modernised, innovative and always fee-free.

At Houz Mortgages, it’s personal. Your first home, forever-home or property portfolio is our number one priority. Flexible mortgage and protection advice you can trust.


We search a comprehensive range of lenders so you don’t have to. We will research cost, lender policies and affordability criteria to find the most suitable mortgage for you.

Our mortgage advice will always be fee-free. We get paid by the lenders if you accept our recommendation, the same way all mortgage brokers get paid. You might need a mortgage broker, but you don’t need to pay fees!​


We make the most of technology to be smooth and efficient, but this is also how we keep many of our costs down to offer you fee-free advice and free up time to spend finding your solution.

From our online portal to paperless* applications, and virtual phones, video calls and Whatsapp messaging we try to keep everything lean. Security is of great importance to us and we make sure all services meet high security standards, such as adhering to the latest Data Protection Regulations (GDPR).

*Where possible we will use digital documents and signatures to avoid printing, however some lenders policies may still require physical documents and signatures.


We wouldn’t be doing the job right if we didn’t discuss insurance and protection with you.

Whilst nothing but buildings insurance is usually compulsory, we do believe in protecting your mortgage, income and livelihoods. It will be part of the conversation to make recommendations for this to give you the full service.

Going Green & Climate Positive

As well as savings costs by using technology and reducing our environmental impact, we also work with Ecologi to plant 11 trees every month.

10 are planted around the world in high impact areas, and 1 in the UK. As our business grows, we will ensure these numbers increase to keep Houz Mortgages climate positive! You can read more about the impact at

What people say

This is what people have had to say about using Houz Mortgages…


What people say

This is what people have had to say about using Houz Mortgages…