Get Started
Click the ‘Get Started’ button to send us a quick online fact find.
Expert mortgage advice. Personal service. Lender choice that suits you.
From first chat to completion, we map the options, explain the costs, and stay beside you — so you always know what you’re signing up to.
How we work
Three simple steps from first click to agreement in principle.
We do the research
We’ll check your affordability, eligibility and search across a wide range of lenders to find a strong fit for your situation.
Your personal recommendation
We’ll send you a personal recommendation video presentation and agreement in principle.
What we do
First home, remortgage, or portfolio — we’ve seen it all.
First-time buyer mortgages
We walk you through deposit options, agreement in principle, surveys and completion — in plain English.
Remortgages & product transfers
When your deal ends, we compare options across our lender panel and handle the switch so you don’t drift onto a pricey default rate.
Buy-to-let & portfolio landlords
Personal and limited company BTL, portfolio stress tests, and refinancing across multiple properties.
Self-employed & contractor mortgages
Accounts, SA302s, retained profits — we match your income story to lenders who actually lend.
Adverse credit & complex cases
New builds, shared ownership, credit blips — where others see obstacles, we find solutions.
Protection & insurance
Life, income protection, critical illness, buildings and contents — so your home and income are covered.
Don’t just take our word for it
What clients say about working with Houz Mortgages.
Ready to get started?
Pick a time online, message us on WhatsApp, or call — whatever suits you.