Get Started
Click the ‘Get Started’ button to send us a quick online fact find.
Mortgage advice, clearly explained. Personal service. Lender choice that suits you.
From first chat to completion, we map the options, explain the costs, and stay beside you — so you understand what you’re signing up to.
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
How we work
Three simple steps from first click to agreement in principle.
We do the research
We’ll check your affordability, eligibility and search across a wide range of lenders to find a strong fit for your situation.
Your personal recommendation
We’ll send you a personal recommendation video presentation and agreement in principle.
What we do
First home, remortgage, or portfolio — we’ve seen it all.
First-time buyer mortgages
We walk you through deposit options, agreement in principle, surveys and completion — in plain English.
Remortgages & product transfers
When your deal ends, we compare options across our lender panel and help you through the application process so you don’t drift onto a higher standard variable rate.
Buy-to-let & portfolio landlords
Personal and limited company BTL, portfolio stress tests, and refinancing across multiple properties.
*The FCA does not regulate some forms of Buy to Lets. Think carefully about securing other debts against your home/property.
Self-employed & contractor mortgages
Accounts, SA302s, retained profits — we match your income story to lenders whose criteria may be more suited to that income type.
Adverse credit & complex cases
New builds, shared ownership, past credit issues — we review options and explain what may be realistic.
Protection & insurance
Life, income protection, critical illness, buildings and contents — so your home and income are covered.
Don’t just take our word for it
What clients say about working with Houz Mortgages.
Ready to get started?
Pick a time online, message us on WhatsApp, or call — whatever suits you.