Mortgage Expertise since 2014.
Specialist advice since 2022.
Personal advice from someone who’s done the job for years. You’ll work directly with Ben — not a call centre.
Why Houz exists
I set up Houz Mortgages to give you straight answers and serious lender choice across a broad panel. You get one person who stays with you from first call to completion — with costs and options explained before you sign anything.
What drives me is simple: help you borrow well, protect what matters, and never feel like a number.
Who we work with
First-time buyers who want clear guidance and no jargon — from agreement in principle through to picking up the keys.
Entrepreneurs and business owners whose income doesn’t fit a standard affordability model. Multiple income streams, dividends, retained profits — I know how to present your case to the right lenders.
Holiday let investors financing properties that work for a living — from your first short-term let to a growing portfolio.
Anyone who’s been told it’s complicated. Complex income, adverse credit, unusual property types — I specialise in finding a way through when others have said no.
