Why Houz?
Expertise that moves with the times. Human advice, supercharged by technology.
Our Technology & AI
Modern tools. Human heart.
We’ve ditched the old-fashioned, slow-moving broker model in favour of something smarter. Houz leverages cutting-edge technology and AI to eliminate the "administrative drag" that usually slows down a mortgage application.
Our systems are extremely user-friendly, while our AI-driven tools help us verify your information instantly and accurately.
What does this mean for you?
Less paperwork, faster approvals, and a significantly lower chance of human error. By automating the boring stuff, we free up our time to do what we do best: providing you with personalised, high-level advice that a computer simply can’t replicate.
In just 10-minutes, you can complete our online fact find. This gives us everything we need to know to kick start our research to tailor you a recommendation.
Within 24 hours of receiving your fact find, we'll provide a comprehensive tailored recommendation. This includes a video presentation from your dedicated broker. We'll guide you through the most suitable mortgage options available and provide quotes for conveyancing, insurances and any other relevant services - so you have it all in one place.
We've built a secure document portal for you to easily upload the supporting documents we'll need for your mortgage application. A single place to securely submit ID, proof of income and bank statements to ensure nothing gets missed.
We use secure and compliant AI systems behind the scenes to accurately assess and process your application. From assessing eligibility & affordability to providing you with regular updates and managing your mortgage in the long term to ensure future reviews are right on time.
The Broker Advantage
More than just a middleman.
When you go directly to a bank or building society, you only see one slice of the pie. At Houz, we see the wider market. But finding a great rate is only the beginning of the value we add.
Navigating the mortgage market alone is a minefield of complex jargon, strict lender criteria, and endless paperwork. We act as your expert navigator - matching you with lenders that actually want to lend to you, streamlining the application process, and often uncovering exclusive deals not available on the high street. We don’t just find you a mortgage; we manage the entire journey so you can focus on the exciting part: moving into your home.
What people say
This is what people have had to say about using Houz Mortgages…
