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Advice on your Help to Buy Equity Loan Mortgage

About us

At Houz Mortgages we understand the importance of finding the right mortgage and insurance for your home. Our approach is tailored and personal, ensuring your journey with us is smooth and stress-free with no charge for our service.

What to do when it’s time to remortgage

You can do this, there are a few things you need to consider so we’ve put together a guide on this...

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Yes - many lenders accept this. If you don’t plan to repay your Help to Buy loan, it won’t change and you can just make a change to the mortgage deal only...

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No - you will need to repay the Help to Buy loan with the sale proceeds. You might be able to take your existing mortgage with you to keep your current rate and avoid any applicable exit fees...

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Yes, this could be possible. It may depend on what you want to borrow the additional funds for...

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No interest is charged for the first 5 years on a Help to Buy loan, after that period interest kicks in and then increases each year in line with inflation...

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